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Blended finance

Check out our primer blog on Blended finance and post-COVID economy part 1 here   Banks have a crucial role to play To fund projects in South and Southeast Asia concerning water sanitation, Bank of America provided $5 million of interest-free capital into a fund that proceeded to attract $45 million in additional private capital.…

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Illustrated stock

As we battle with the pandemic of Covid-19, the only hope may appear to be a vaccine. A magic fix? Not so much. Because the socio-economic strains that Covid-19 has exposed are the symptoms, and not the root cause. The crisis has exposed fault lines in healthcare, education, finance, and practically every industry that keeps…

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After enough has been written about the benefits of using APIs for banks, only one pertinent question remains: It now boils down to ‘When rather than Whether’ for API adoption by banks. In that pursuit, the biggest challenge seems to be – ‘how to monetize our API efforts?’ The simple answer is to figure out…

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UI UX in lending

“Design is not just what it looks like and feels like. Design is how it works.” – Steve Jobs This is the visual age. What you see is what you get. In a world where the ubiquity of connected devices have permeated every aspect of customer decision making, visual appeal is what makes or breaks…

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AI

Will the AI explain itself? Though artificial intelligence has existed for decades, it has remained in the fringes for long, with few game-changing applications until today. That said, the current Covid-19 pandemic has moved the world towards embracing AI in as many ways as possible to compensate for the unprecedented restrictions. AI-based social distancing detection…

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Decentralized finance

“Absolute power corrupts absolutely.” — Lord Actor, British historian. Today’s financial world has become too centralized, which has resulted in a few enjoying all the privileges, and many left out of the system. The resulting unrest has birthed a revolution in the making, an antithesis to centralized finance, named aptly as ‘decentralized finance’. Here comes…

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Digital banking

What is a bank? Well, the word comes from Italian ‘banca’ that simply means a bench or a counter behind which bankers sit and enable transactions. As simple as that. Cut to today, what does the word bank bring to your mind? The younger you are, the more chances there are that you recall the…

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Supply chains- the value network consisting of sourcing of raw materials, manufacturing, outbound logistics, channels and demand management- took a massive beating from the pandemic. As COVID-19 related lockdowns overwhelmed country after country, firms and businesses experienced supply shocks in the forms of both disruptions to the availability of goods sourced from China as also…

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“If the farmer is rich, then so is the nation.” — Amit Kalantri, popular writer. There is no denying the effect of this pandemic. The world coming to a standstill means that the economy stands on the brink of collapse and this does not bode well for anyone. But in times like these, we must…

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