Posts by Raghavi
Central banks and COVID-19 (Part 2)
In the previous blog, we read about the approach of the US and Indiato the Covid-19-led economic and financial slowdown. In this blog, we will look at two Asian countries, South Korea, and China, as well as the European Union and list out their policies to cope with the economic crisis. South Korea –…
Continue ReadingCentral banks vs COVID-19 (Part 1)
For most of this year, the entire world has been caught in the jaws of a worldwide pandemic of Covid-19. Entire countries have been shut down, and with the unlock measures creating a spike in new cases, many countries have started the second phase of lock downs in a desperate attempt to slow the spread.…
Continue ReadingBlended finance and the post-COVID economy (Part 2)
Check out our primer blog on Blended finance and post-COVID economy part 1 here Banks have a crucial role to play To fund projects in South and Southeast Asia concerning water sanitation, Bank of America provided $5 million of interest-free capital into a fund that proceeded to attract $45 million in additional private capital.…
Continue ReadingBlended finance and the post-COVID economy (Part 1)
As we battle with the pandemic of Covid-19, the only hope may appear to be a vaccine. A magic fix? Not so much. Because the socio-economic strains that Covid-19 has exposed are the symptoms, and not the root cause. The crisis has exposed fault lines in healthcare, education, finance, and practically every industry that keeps…
Continue ReadingThe Importance of UI/UX in the Lending Sector
“Design is not just what it looks like and feels like. Design is how it works.” – Steve Jobs This is the visual age. What you see is what you get. In a world where the ubiquity of connected devices have permeated every aspect of customer decision making, visual appeal is what makes or breaks…
Continue ReadingDigitization of the banking and lending sector in a post-COVID world
“Longevity in this world is being able to reinvent yourself or invent your future.” — SatyaNadella, CEO of Microsoft Corporation We are living through historic times. Stories about the Coronavirus lockdown will be told decades into the future; and things will never be the same for anybody. Every industry in the world has had to…
Continue ReadingDecentralized finance and the banking industry
“Absolute power corrupts absolutely.” — Lord Actor, British historian. Today’s financial world has become too centralized, which has resulted in a few enjoying all the privileges, and many left out of the system. The resulting unrest has birthed a revolution in the making, an antithesis to centralized finance, named aptly as ‘decentralized finance’. Here comes…
Continue ReadingBanking today and tomorrow
What is a bank? Well, the word comes from Italian ‘banca’ that simply means a bench or a counter behind which bankers sit and enable transactions. As simple as that. Cut to today, what does the word bank bring to your mind? The younger you are, the more chances there are that you recall the…
Continue ReadingAgro lending and COVID
“If the farmer is rich, then so is the nation.” — Amit Kalantri, popular writer. There is no denying the effect of this pandemic. The world coming to a standstill means that the economy stands on the brink of collapse and this does not bode well for anyone. But in times like these, we must…
Continue ReadingSignificant lending trends to look for post-COVID
An investment in knowledge pays the best interest. – Benjamin Franklin To say that the COVID-19 pandemic has changed the world would be an understatement. Most, if not all the people alive today have never experienced a complete lockdown like the one we face today. The effects of this are bound to be immense and…
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