Posts Tagged ‘FinTech’

The problem of universal access to credit seems elusive. The issues are all too familiar. Traditional players like banks and NBFCs still rely on old world methodologies (balance-sheets, collateral) with largely ‘one-size-fits-all’ credit products. These products follow a bank-centric design, and not a borrower-centric design. The fallouts are huge, as this traditional approach results in…

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