LENDperfect - Retail Loan Origination System
LENDperfect for Retail is a systematic banking software, made specifically for processing retail loans such as personal, housing, educational and vehicle loans in an automated process. The system covers end-to-end process from customer profile creation till the final loan sanction. Our solution understands the needs of every lending institution!
Some of our Loan Products include
We provide a comprehensive range of loan products tailored to diverse borrower needs. From retail to agriculture, each solution is designed to simplify processes and maximize efficiency at every stage of the lending lifecycle.
Home Loan
Vehicle Loan
Mortgage Loan
Education Loan
Personal Loan
Gold Loan
5 minute Gold Loan
Built with exceptional features and tailor-made facilities, our module can process a gold loan within 5 minutes in just 4 simple steps. The module supports creation of multiple schemes under jewel loan and assists lending institutions to easily manage the intricate process involved.

Feature Highlights
LENDperfect Retail is an agile and efficient loan management software that automates the post-disbursement activities of a loan life cycle to cater the needs of lending institutions.
Handles multiple schemes and multiple repayment options
System auto-updates gold rates based on market fluctuations through third party interface
Integrated with the weighing machine that automatically fetches the weight and worth of the gold
Rule-based underwriting
Renewal of jewel loan in a very simple and effective way
Real-time alerts and notifications on gold rate fluctuations
What Makes
LENDperfect Retail
Stand Out
LENDperfect Retail combines automation, compliance, and flexibility to simplify loan operations and deliver a seamless lending experience.
Ready to start your journey to High-value Services?
Our Customers Feedback
Over 96% of all Retail, Micro, Small, Medium & Enterprise loan applications are processed through LAPS.

Union Bank of India
A Government of India BankLAPS reduced the first time Home Buyer Grant processing from several weeks to few hours. Thanks to LAPS, we have complete control over the grant program that spans across a network of 800 commercial banks.
