finance – SysArc Infomatix: Digital lending platform offering automation, digitization, and access to FinTech services

Vanakkam! Śubhēcchā’ō! Namaste! – The language paradigm in India’s financial inclusion journey.

Lakshmi — Wed, 15 Feb 2023 13:07:42 +0000

With every nook and corner of India embracing the digital way of banking, further catalyzed by a raging pandemic, an interesting fact emerges. A 2019 November survey by the Internet & Mobile Association of India (IMAI) and Nielsen reveals that, for the first time, rural India now has more Internet users than urban India. Although…

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The API ecosystem

Raghu SA — Mon, 03 Oct 2022 06:58:53 +0000

From being obscure technical components to helping create a whole ecosystem that is at the heart of nearly all commerce and business today, APIs have come a long way. We inhabit an app-dependent world, and those apps in turn depend on APIs – application programming interfaces. APIs are the magic glue that connects to integrate…

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Data privacy in the financial sector

Raghavi — Mon, 08 Aug 2022 12:53:52 +0000

Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say. Edward Snowden In the early twentieth century, oil was the world’s most valuable resource. It powered machines, cars, homes. Oil—petrol, diesel… powered…

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The rise of Embedded Finance

Raghu SA — Thu, 13 Jan 2022 12:45:30 +0000

Though embedded finance is gaining headspace today, it is not a new concept. The traction is due to the recent spike in interest shown by venture capitalists, private equity investors and fintech companies. The changing attitude among banking customers, even among the old, who are now willing to look at non-banking finance, added to the…

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Blended finance and the post-COVID economy (Part 2)

Raghavi — Tue, 03 Nov 2020 12:25:25 +0000

Check out our primer blog on Blended finance and post-COVID economy part 1 here Banks have a crucial role to play To fund projects in South and Southeast Asia concerning water sanitation, Bank of America provided $5 million of interest-free capital into a fund that proceeded to attract $45 million in additional private capital.…

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Blended finance and the post-COVID economy (Part 1)

Raghavi — Tue, 03 Nov 2020 12:01:43 +0000

As we battle with the pandemic of Covid-19, the only hope may appear to be a vaccine. A magic fix? Not so much. Because the socio-economic strains that Covid-19 has exposed are the symptoms, and not the root cause. The crisis has exposed fault lines in healthcare, education, finance, and practically every industry that keeps…

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