Data – SysArc Infomatix: Digital lending platform offering automation, digitization, and access to FinTech services

Millennials and finance

Raghavi — Thu, 20 Oct 2022 13:06:04 +0000

Defining a generation is neither easy, nor universal. The millennial generation, the cohort at the helm of the workforce right now, is still difficult to outline. The millennial generation covers those born between 1982 and 1996. Today’s millennial will be the last generation to remember a time when India was a socialist state, when the…

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Data privacy in the financial sector

Raghavi — Mon, 08 Aug 2022 12:53:52 +0000

Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say. Edward Snowden In the early twentieth century, oil was the world’s most valuable resource. It powered machines, cars, homes. Oil—petrol, diesel… powered…

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Transforming digital lending through APIs

Raghu SA — Tue, 24 May 2022 07:39:48 +0000

Platformable, a consulting firm that helps companies and public bodies generate value through the use of APIs, recently published stats on the status of Open Banking which gives interesting insights especially on regional variations as also the products in favour. Two facts stand out- growth in the European region (29%) was driven by the mandate…

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How Digital lending is scaling up to the pandemic

Raghu SA — Mon, 13 Jul 2020 13:28:46 +0000

Even as the most devastating crisis of our times plays out, banking and financial services continue to hog the limelight simply because they are needed to dispense cash, make payments and loans– thelifeblood of our economy even in normal times. While FinTech and digital lending have been around for many years now, they have been…

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Digital lending 101

Sadhana — Fri, 10 Apr 2020 13:08:15 +0000

As per the BCG Digital lending report, total digital lending contribution was 75 billion as of 2018 and is forecasted to be 110 and 150 million by 2019 and 2020. This is proof that digital lending is no longer a ‘differentiator’– it has become a strategic imperative. Going digital with lending: Digital lending is one…

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3 marketing-driven strategies retail banks can adopt to enhance their value-chain

sysarcinfomatix — Fri, 16 Aug 2019 08:06:04 +0000

“Packaging and branding of products and services are going to be the key differentiator between banks,” said Dr. K.C. Chakrabarthy, Deputy Governors (2009-2014) of Reserve Bank of India (RBI) Retail Banks are one of the key factors behind the rapid growth in Indian banking sector. The prime focus of every retail bank in India,…

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How a Credit Card Processing System works:

sysarcinfomatix — Fri, 16 Aug 2019 08:00:37 +0000

Credit card transaction process might seem very simple wherein a customer swipes the card and a transaction or withdrawal (process) is done. But behind every single process, there are more complex procedures. Earlier, credit cards were processed manually by taking a print of the customer’s credit card information and transmitted through phone or internet. This…

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